Insurance fraud as a form of economic crime and the methods for combating IT
Автор: Teodora Čordarov, Marija Malinović, Mladen Ćeranić
Журнал: Pravo - teorija i praksa @pravni-fakultet
Рубрика: Review paper
Статья в выпуске: 2 vol.40, 2023 года.
Бесплатный доступ
Dealing with the topic of economic crime in insurance is very complex and therefore challenging. One of the first challenges concerns the definition of economic crime. Namely, economic crime represents a multi-layered phenomenon which must, in terms of the definition of the basic features, be adapted to the specific requirements of a given society. One of the forms of economic crime, which is very common in practice, certainly refers to abuse in the field of insurance. The most common, and at the same time the only form of economic crime in the field of insurance foreseen by law, is insurance fraud. After the conceptual determination of economic crime as well as its basic features, this paper presents a review of the key issues related to the topic of the paper, which includes the phenomenological definition of insurance, the importance of the existence of insurance, insurance fraud as a form of economic crime, as well as the methods for combating it.
Economic crime, insurance fraud, the Law on Insurance, the Criminal Code, Republic of Serbia
Короткий адрес: https://sciup.org/170202150
IDR: 170202150 | DOI: 10.5937/ptp2302124C
Список литературы Insurance fraud as a form of economic crime and the methods for combating IT
- Andrijanić, I. & Klasić, K. (2002). Tehnika osiguranja i reosiguranja [Insurance and reinsurance technique]. Zagreb: Mikrorad doo.
- Banović, B. (2002). Obezbeđenje dokaza u kriminalističkoj obradi krivičnih dela privrednog kriminaliteta [Provision of evidence in the criminal processing of criminal acts of economic crime]. BeogradZemun: Viša škola unutrašnjih poslova.
- Banović, B. (2017). Kompetentnost subjekata otkrivanja i gonjenja u funkciji efikasnog suzbijanja privrednih krivičnih dela [Competence of detection and prosecution entities in the function of effective suppression of economic crimes]. In: Stevanović, I. & Čolović, V. (ured.) Privredna krivična dela [Commercial crimes] (pp. 167-185). Beograd: Institut za kriminološka i sociološka istraživanja i Institut za uporedno pravo
- Banović, B. (2001). Pojam, obim, struktura i druge karakteristike privrednog kriminaliteta u SR Jugoslaviji [The concept, scope, structure and other characteristics of economic crime in FR Yugoslavia]. In: Radovanović, D. & Mihaljević, Đ. (ured.). Privredni kriminal i korupcija [Economic crime and corruption] (pp. 5-39). Beograd: Institut za kriminološka i sociološka istraživanja
- Bjelić, M. (2002). Osiguranje i reosiguranje [Insurance and reinsurance]. Zagreb: TECTUS
- Bolton, R. J., & Hand, D. J. (2002). Statistical fraud detection: A review. Statistical science, 17(3), pp. 235–255.
- Bošković, M. (2009). Privredni kriminalitet [Economic Crime]. Bar: Fakultet za poslovni menadžment
- Burbach, M. (2016). Soft Fraud and Possibilities for Prevention. Gen Re. Downloaded 2021, April 12 from https://www.genre.com/knowledge/publications/rmrv16-1-burbach-en.html
- Carić, M., & Matijašević Obradović, J. (2017). Privredni kriminalitet [Economic Crime]. Novi Sad: Univerzitet Privredna akademija u Novom Sadu.
- Chand. S. (2013). The Role and Importance of Insurance. Yor Article Library. Downloaded 2021, June 12 from https://www.yourarticlelibrary.com/insurance/the-role-and-importance-of-insurance-explained/7540
- Coalition Against Insurance Fraud (2016). Fraud: why should I worry? Downloaded 2021, April 12 from https://cutt.ly/Jc6DkK1
- Dragojlović, J. (2019). Krivično delo prevare u osiguranju [The criminal act of fraud in insurance]. Kultura polisa, 16(38), pp. 671–682.
- Dragojlović, J., & Spaić, I. (2020). Krivično delo prevara u osiguranju u uporednom zakonodavstvu [Criminal offence of insurance fraud in comparative legislation]. Kultura polisa, 17(43), pp. 487–498.
- FBI (2010). Insurance fraud. Downloaded 2021, June 12 from https://www.fbi.gov/stats-services/publications/insurance-fraud
- Krivični zakonik [Criminal Code]. Službeni glasnik RS, br. 85/05, 88/05 – ispr., 107/05 – ispr., 72/09, 111/09, 121/12, 104/13, 108/214, 94/16 i 35/19
- Lincoln, R., Wells, H., & Petherick, W. (2003). Automobile Insurance Fraud. Downloaded 2021, April 12 from https://www.researchgate.net/profile/Wayne-Petherick/publication/27828827_An_Exploration_of_Automobile_Insurance_Fraud/links/0046351e64c2ec86c5000000/AnExploration-of-Automobile-Insurance-Fraud.pdf
- Manes, A. (1945). Insurance Crimes. Journal of Criminal Law and Criminology, 35(1), pp. 34–42
- Matijević, M., & Marković, M. (2013). Kriminalistika [Criminalistics]. Novi Sad: Pravni fakultet za privredu i pravosuđe
- Morley, N. J., Ball, L. J. & Ormerod, T. C. (2006). How the detection of insurance fraud succeeds and fails. Psychology, Crime & Law, 12(2), pp. 163–180
- Ostojić, B., Lutovac, N. & Matić, M. (2016). Savremeno tržište osiguranja [Modern insurance market]. Pravo-teorija i praksa, 33(1-3), pp. 47–62
- Radović, Z., Aleksić, Ž., & Petrović, Z. (2003). Prevare u osiguranju [Insurance fraud]. Beograd: Glosarijum
- Spaić, I. (2019). Krivičnopravni aspekti prevara i zloupotreba u osiguranju – doktorska disertacija [Criminal law aspects of insurance fraud and abuse – doctoral dissertation]. Novi Sad: Univerzitet Privredna akademija
- Stevanović, A., & Cvetković, D. M. (2019). Pojam i karakteristike privrednog kriminaliteta [Concept and characteristics of economic crime]. Krivično pravo i kriminologija, 57(1), pp. 45–62
- Stevanović, A. (2015). Ekološki kriminalitet [Environmental crime]. In: Ignjatović, Đ. (ur.) Kaznena reakcija u Srbiji V deo [Criminal reaction in Serbia, part V] (pp. 301–312). Beograd: Pravni fakultet
- Škulić, M. (2017). Zloupotreba položaja odgovornog lica – ratio legis i neki nedostaci postojeće inkriminacije [Abuse of the position of the responsible person – ratio legis and some shortcomings of the existing incrimination]. In: Stevanović, I. & Čolović, V. (ured.) Privredna krivična dela [Commercial crimes] (pp. 69-95). Beograd: Institut za kriminološka i sociološka istraživanja i Institut za uporedno pravo
- Šulejić, P., Vujović, R., Mrkšić, D., Žarković, N., Rašeta, J., & Miloradić, J. (2006). Osnovi osiguranja [Basics of insurance]. Beograd: Fakultet za finansijski menadžment i osiguranje
- Tanjević, N. (2018). Privredni kriminal u Republici Srbiji – stanje i izazovi [Economic crime in the Republic of Serbia – Situation and challenges]. In: Kostić, J., & Stevanović, A. (ured.) Finansijski kriminalitet [Financial crime] (pp. 259-277). Beograd: Institut za kriminološka i sociološka istraživanja i Institut za uporedno pravo
- Viaene, S. & Dedene, G. (2004). Insurance fraud: issues and challenges. The Geneva Papers on Risk and Insurance-Issues and Practice, 29 (2), pp. 313-333
- Zakon o osiguranju [Law on Insurance]. Službeni glasnik RS, br. 139/14 i 44/21
- Zweifel, P., & Eisen, R. (2012). Insurance Economics. Berlin: Springer Science & Business Media
Статья научная
