К оценке финансовой безопасности региона минерально-сырьевого кластера

The article analyzes current trends in the assessment of the financial security of the region of the mineral and raw materials cluster. It is difficult to adapt the methodology for assessing financial security and calculating thresholds to classify the financial situation in a crisis and pandemics. An assessment of the level of financial security of the Kemerovo region as a typical region of the mineral and raw materials cluster has been assessed. It has been determined that on the key indicators of financial security, to which the authors attributed the ratio of expenditures of the consolidated budget to the gross regional product (GDP), the ratio of the creditor debt of organizations to the GRP, the ratio of the balanced financial result of enterprises to the GRP, the Kemerovo region is in crisis or pre-crisis state. It is noted that the assessments of the financial security level of the region do not give grounds for tragedy, as these estimates reflect the most general trends in the region’s economy. Attempts to correlate financial security assessments with problems in the region’s economy allow us to assess the attractiveness of the region to possible investors, contribute to the development of management decisions. It is pointed out that the investor’s decision-making is objectively linked to the assessment of the security of its financial investments by the region’s financial system, the readiness of this system to support a sufficient level of food, economic and energy security.