On the concept and the legal nature of consumer credit

The article is devoted to the definition and the legal nature of consumer credit. Various views with respect to the content of consumer credit are given. Different types of features of consumer credit, which are defined as objectives of crediting, status of the borrower and the special legal regulation, are stated. The definition of a consumer credit is given. The Federal Law № 353 «On the consumer credit (loan)» of December 21, 2013 is analyzed. The relationship of monetary, trade and commercial credit are shown. Civil and legal description of the consumer credit agreement is performed.