To the question about the specific features of the object of the consumer credit (loan) agreement

The scientific article is devoted to the study of the problem of determining the essential condition of a consumer credit agreement, in other words, its object, which is money, and also reveals various approaches. Concepts such as "money" and "money" are considered, namely, what is meant by this and what is the difference. And, of course, this article touches upon the topical issue of the possibility of electronic money being the object of a loan.