Competence-based approach for successful integration of a student into the world of digital financial literacy

The article proves that the new model of education requires taking into account modern changes in the economy initiated by the pandemic, as well as generalized expert assessments and analytical forecasts on the development of the labor market. A four-level model of competencies is considered; it is revealed that digital financial literacy has moved from the level of contextual skills to the level of cross-contextual ones. It is concluded that an outstanding role in stimulating the digital competitiveness of university graduates belongs to the generation of knowledge and the development of talents in combination with effective regulation of the education system and updating the infrastructure to optimize the pedagogical process of digital financial literacy formation.