Credit market vs decentralized finance: integration opportunities

The article examines a new phenomenon on the Russian market - decentralized finance (DeFi). The content of decentralized finance, the risks associated with cross-border transactions and the lack of regulation, both for individual participants and for the national economy as a whole, are considered. The author proposes directions for integrating DeFi into the national credit and financial markets, as well as solving pressing problems of economic development using such finance.