Specific features of legal regulation of consumer lending in Russia

The article outlines the main problems of legal regulation of consumer credit. The authors considered the mechanisms for including additional services in the loan agreement, as well as the procedure for establishing compound interest. Particular attention is paid to the study of the problem of including conditions for compulsory insurance of the property or life of the borrower. The authors proposed mechanisms for improving the current credit legislation and increasing the level of protection of consumer interests.