Risk-based analysis of the financial stability of a commercial bank

Financial stability is a key indicator of credit investment and operating activities of a commercial bank and its effectiveness in these areas. A commercial bank implements a policy that takes into account the relationship between exogenous and endogenous parameters of the external and internal environments, in order to ensure financial stability and increase the profitability of equity and reserves. financial elements to improve the final result of their activities. In the article, the authors consider the problems of developing a toolbox of qualitative methods for concretizing the concept and assessing the financial stability of a commercial bank. The relevance of such a study is due to the extremely unstable financial and economic state of commercial banks at the federal and regional levels and the entire banking system as a whole. The main problem is the lack of uniform requirements for the financial stability of banks. The study is based on an analysis of existing approaches to assessing financial stability: functionally targeted and risk-oriented...