Capital market: loan interest and profit as forms of income

This article discusses the importance of loan interest and profit for capital gains. The process of obtaining income from existing capital through the issuance of a loan is considered. Also, the article draws attention to the fact that the existence of loan interest is necessary in the modern economy for a number of significant reasons, such as inflation and the need to stimulate capital growth. The article presents the analysis of lending activities, on the example of the commercial Bank "Renessans-credit", the indicators of its capitalization, profitability, sources of income and attracted funds for loans. The conclusion of this article is to substantiate the importance of the relationship in modern economic relations of capital and loan interest.