Social risks of digital economy

The analysis of modern practice of realization of pension reform shows that its efficiency depends not only on optimization of the most pension model, but more - on "external" factors and risks which accompany all long-term period of pension insurance (in domestic conditions on average up to 70 years). In world practice of development of pension systems the most considerable impact is exerted by macroeconomic and demographic risks. Current century on the first place the new complex of risks caused by digital economy moves forward. Digital risks of development of provision of pensions are shown in sharp reduction of need for participation of the population in labor processes and active "replacement" and replacement of human work from productions. It means reduction of labor employment and need of change of system of the labor relations as economic mechanism of distribution of results of work between the employer (receiving profit) and the worker (receiving salary).