The impact of savings and investment decision towards investing women investors in Chennai city

Hold reserves is a penchant especially encapsulated to women. Save reserves implies the abundance of an individual from his/her benefit in the wake of meeting his/her necessities. The abundance of the individual is kept as various endeavors. In those days, women didn't have any care about various endeavor outlets. Nonetheless, at present women are likewise trained, used and think about various pieces of adventures. As needs be women are moreover placing assets into various streets (postal stores, normal resources, shares, debentures, authentic homes, important metals, etc,) The openness of agreeable resources for making adventure is the fundamental factors which rouse a person to make hypothesis. The resources are acquired through their own pay, singular save reserves, gained properties and borrowings.

The penchant for hold assets and theory draws in the women monetary patrons in various perspectives. Through adventure women can secure compensation which makes them fiscally self-governing, free, and helps them with staying isolated. The affinity for save assets and adventure in like manner further fosters the confidence dynamic capacities and definitive capacities of women monetary sponsor.

Statement of the Problem

Indian house hold speculation reserves are growing all through the time period. As needs be the volume of hypothesis similarly keeps extending. Hypothesis helps the monetary sponsor with expanding their resources, and to safeguard their future. It is a protection from future weaknesses. Women have the save assets and hypothesis penchant yet they are insufficient in picking right kind of adventure. The affinity for hold assets and theory puts the women monetary patrons in various points. The way women monetary sponsor are endorsed, how much they are locked in are to be analyzed.

This investigation paper uncovers a compact record of the current composing related with the assessment work. In this part the expert has assessed various experts appraisal which given in the going with lines.

Syed Tabassum Sultana [2010] Solitary monetary supporters in India makes a push to find the relationship among a ward on factor i.e., Risk Opposition level and self-central consideration like Age, Sex of an individual monetary sponsor on the establishment of the examination. Indian monetary benefactors are significant group pay, proficient, paid, and liberated in making theory choices and customary monetary sponsor.

Thiruchelvam and Mayakkannan(2011) This assessment avows the past revelations concerning the association among sexual direction and age, the risk obstruction level of individual monetary patrons. The Current assessment has huge consequences for adventure chiefs as it have come out with certain fascinating parts of an individual monetary benefactor. The individual monetary sponsor really prefers to place assets into money related things which give danger free returns. This insists that Indian monetary sponsor whether or not they are of big time compensation; educated, salaried, independent are moderate monetary supporters like to play safe. The hypothesis thing modeless can design things which can consider the monetary supporters who are for the most part safe permissive and use TV as an advancing media as they seem to spend long time watching TVs.

• III.    IMPORTANCE OF THE STUDY

Weakness of future and unexpected future chance requires a person to have save reserves and to make theory. Any hypothesis is needed to have liquidity, security, and capital appreciation. In like manner the theory is furthermore expected to yield high speed of return than extension and lessen charge commitment. The save assets and theories of minimal monetary sponsor becomes capital for colossal endeavors, which outlines the justification the financial progression of a country. This assessment separating these fragment and regular factors, the examination gives an idea how to make monetary benefactor care. The objective of this assessment is to examinations the Theory size configuration, Expected Returns and the Peril bearing breaking point.

• IV.    OBJECTIVES OF THE STUDY

The assessment is connected with the going with targets.

• 1.     To recognize the components that influence choice of hypothesis and expected

• 2.     To propose fitting measures for picked theory and for connecting with the women

return by women monetary benefactors

monetary supporters.

• V.    METHODOLOGY OF THE STUDY

To execute this assessment the examiner has used realistic investigation plan. Therefore it calls for both fundamental and discretionary data. The examiner has picked sixty respondents from Chennai city therefore. An inside and out coordinated survey was used to assemble information from the respondents. The survey was dispersed to various groupings of women monetary benefactors, for instance, house life partners, autonomously utilized women, Government laborers and women used in private region affiliations. Essential subjective testing technique has been used for perceiving the respondents. Verifiable device such rate examination has been used for inspecting the data.

• VI.    RESULT AND DISCUSSION

In this part the expert has presented the test data accumulated from the examination area. Sixty respondents from various classes were picked carelessly. Significant requests were raised with the respondents. The responses got were summarized, analyzed and presented in the going with tables.

Age of the Respondents

Age	AGE	FREQUENCY	PERCENT	CUMULATIVE PERCENT
	25 -35	14	9.3	9.3
	35–45	26	17.3	26.7
	45- 55	60	40.0	66.7
	55- 65	50	33.3	100.0
	Total	150	100.0
Qualification	School level	34	22.7	22.7
	UG level	72	48.0	70.7
	PG level	27	18.0	88.7
	Professional	17	11.3	100.0
	Total	150	100.0
Annual income of the women investors	Below 2 lakhs	16	10.7	10.7
	2 lakhas to 4 lakhs	21	14.0	24.7
	4 lakhs to 6 lakhs	37	24.7	49.3
	6 lakhs and above	76	50.7	100.0
	Total	150	100.0
Annual saving of women investors	0 to 25,000	16	3.3	3.3
	25.000 to 50,000	21	12.0	15.3

	50,000 t0 1 Lakhs	37	45.3	60.7
	above 1 Lakhs	76	39.3	100.0
	Total	150	100.0

Source: Primary data

Table No 1

Ranking of the Objectives of Saving

S.NO	OBJECTIVES OF SAVING	WMV	RANK
1	I save for my children’s education.	3.8	I
2	I save for my daughter’s marriage.	3.7	II
3	I save for contingencies.	3.7	II
4	I save to purchase a house.	3.3	IV
5	I save for tax benefits.	3.3	IV
6	I save to provide for my retirement.	2	VI

Source: Primary data

Table No 2. This is in congruity with the examination coordinated by NCAER and Aviva Life (2010) which