Digital platforms as a form of organizing and automatizing international bank payments

The article examines the features of digitalization of banking activities in Russia in the context of the introduction of international sanctions. The advantages and disadvantages of various digital platforms used in the model of mass payment service in modern reality are analyzed. An assessment of errors that occur in the process of making international payments is given using the example of Alfa Bank JSC. Recommendations are presented for improving the quality of international bank payments based on a combination of the Bank of Russia financial message transfer system (SPFS) and the digital financial platform CIPS.