Management of credit risk at the enterprises of small and medium business

Автор: Gogoleva M.A., Grachyova A.V.

Журнал: Экономика и социум @ekonomika-socium

Статья в выпуске: 4-1 (13), 2014 года.

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Credit risk, small business, medium-sized company loans, creditworthiness of the borrower, commercial bank

Короткий адрес: https://sciup.org/140124519

IDR: 140124519

Список литературы Management of credit risk at the enterprises of small and medium business

  • The article is devoted to management of credit risk at the enterprises of small and medium business. Financing and loans to small businesses are among the instruments and the implementation of economic levers of risk management practices. The authors studied the risk management techniques, defined the most appropriate optimal method depending on the goals and objectives set by the small or medium enterprise, as well as the current situation in the market. It is shown here by both theory and experience that credit risk has a complex internal structure. The survey showed that credit risk management of commercial bank for small and medium-sized enterprises, on the one hand - is the urgent necessity, but, on the other hand, it is a real opportunity to improve the system of credit risk management of the bank.
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