Non-state pension funds in Russia: advantages and risks for investors, development prospects

This article presents an analysis of NPFs in Russia, considering them as an alternative to the traditional state pension system. The main focus is on assessing the benefits and risks associated with investments in NPFs, including asset diversification, potential profitability, management flexibility and tax benefits. The article also discusses the main risks, such as market fluctuations, regulatory changes and the possibility of bankruptcy of funds. The author presents a detailed analysis of the largest NPFs in Russia, their size of assets, the number of participants, and also examines the problems and challenges faced by these funds.