Pravni aspekti osiguranja od elementarnih nepogoda
Автор: Jovanović Slobodan
Журнал: Pravo - teorija i praksa @pravni-fakultet
Рубрика: Original scientific work
Статья в выпуске: 7-9 vol.31, 2014 года.
Бесплатный доступ
U ovom radu osvrnućemo se na problem prirodnih nepogoda uopšte, metode praćenja klimatskih promena, uticaj prirodnih nepogoda na osiguranje u 2013. godini. U posebnim delovima autor je obradio pravne osnove za sprovođenje osiguranja od elementarnih rizika u uslovima osiguranja domaćih osiguravača. Jedan deo elementarnih rizika obuhvaćen je požarnim polisama osiguranja imovine, dok se pokriće za neke druge posebno ugovara. Autor ukazuje na problem niske zastupljenosti ove vrste osiguranja usled niske obrazovanosti ugovarača osiguranja i predlaže da društva za osiguranje ponude paket pokrića elementarnih nepogoda.
Nepogoda, rizik, poplava, zemljotres, suša
Короткий адрес: https://sciup.org/170202506
IDR: 170202506 | УДК: 368.171 | DOI: 10.5937/ptp1409016J
Legal aspects of natural catastrophe insurance
This paper deals with the general issue of natural catastrophes, the methods of monitoring climate changes, the influence of natural catastrophes on the insurance in 2013. In particular, the author has studied the implementation of the natural catastrophe insurance in the insurance policies of the domestic insurers. Fire insurance policies embrace a group of natural perils, while cover for any other risks is an object of special negotiation. The author points out the matter of the low representation of this type of insurance due to the poor education level of the policy holders and proposes that the insurance companies should offer a package policy for natural perils.
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