An empirical study on the adoption of e-wallet in Malasiya
Автор: Ng Wai Yin, Ng Hui Chen
Журнал: Science, Education and Innovations in the Context of Modern Problems @imcra
Статья в выпуске: 1 vol.8, 2025 года.
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On the internet transaction, especially inside the framework associated with buying online, is among the most typical method of producing obligations. Right now, a brand new technologies referred to as Digital Purses, which was developed a couple of years back again, enables mobile phone clients in order to carry out negotiations like in-store deal or even online shop purchase utilizing a software that is packed around the mobile phone, which called Electronic Wallets and handbags. Even though e-wallets possess several advantages, the particular ownership associated with e-wallets inside Malaysia continues to be within the childhood. The aim of this specific research would be to look at aspects which will impact typically the ownership regarding digital purses. This looks at the bond among recognized convenience, identified power, acknowledged protection, plus recorded benefits within the re-homing of the e-wallet system. An overall total involving a hundred and twenty individuals required element within an paid survey, which often led to the particular variety of information. Based on the outcomes, recognized simplicity of use in addition identified positive aspects include a considerable effect on the specific re-homing of your e-wallet. In addition, the information uncover that will recognized power in addition to identified protection have zero considerable influence on typically the usage from the e-wallet. The particular identified convenience along with the known benefits possess a substantial effect on the particular usage associated with e-wallets. These kinds of results are usually supplemented simply by particular restrictions and even suggestions in order to provide a much better knowing to be able to long term educators, banking institutions, together with e-wallet retailers to be able to boost the use regarding e-wallets later on.
Adoption of e-wallet, perceived ease of use, perceived usefulness, perceived security, perceived benefits
Короткий адрес: https://sciup.org/16010377
IDR: 16010377 | DOI: 10.56334/sei/8.1.71