Condition and problems of consumer lending development in Russia

Автор: Kupryaeva E.A.

Журнал: Экономика и бизнес: теория и практика @economyandbusiness

Статья в выпуске: 5-2 (51), 2019 года.

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The article considers the current state and the main problems in the development of consumer lending in the Russian Federation. It is noted that a significant increase in consumer loans issued to the population in 2018. occurred in the conditions of a gradual transition of households from savings behavior to increased consumption. It is concluded that one of the main problems of lending is an intensive increase in overdue debts. The reasons for this may be a reassessment of their financial capabilities of the client or too loyal requirements of the bank when granting a loan.

Consumer loans, savings model of consumption, arrears on consumer loans, problem loans, pos-lending

Короткий адрес: https://sciup.org/170181703

IDR: 170181703   |   DOI: 10.24411/2411-0450-2019-10635

Список литературы Condition and problems of consumer lending development in Russia

  • The official site of the Central Bank of the Russian Federation. - [Electronic resource] - Access mode: http://www.cbr.ru (access date 05/04/2019).
  • Efremova I.A. Bank lending to the population: current trends / I.A. Efremova // Young scientist. - 2018. - №17. - p. 266-268.
  • Zhabina O.A. Prospects for consumer lending at the present stage in the Russian Federation. - 2018. - 365-366 p.
  • Rykova I.N. Consumer credit market: Russian and foreign experience / I.N. Rykov // Finance and credit. - 2018. - №36. - p. 57-62.
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