Экономические науки. Рубрика в журнале - Бюллетень науки и практики
Статья научная
In the context of increasing competition in the banking market, increasing regulatory requirements for transparency and sound risk-creation on this basis of adequate risk provisions in the banking sector is of paramount importance. In this paper, firstly it is proposed to use for estimating credit risks the exact maximum likelihood estimators (MLE) of the structure of stratified population for any sizes of the credit portfolio. These exact MLE could be applied to estimate Basel-II risk parameter PD (Probability of Default), and could be used to optimize provisions for covering expected losses of consumer credit portfolio. In usual banking practice for estimating risk parameter PD the frequencies (rates) of default credits of the whole consumer portfolio or of sub-portfolios of the whole consumer portfolio are usually using. But the statistical characteristics of these estimates, such as unbiased property, consistency, efficiency, exact and asymptotic distributions, usually are unknown. The new statistical estimations have derived for characteristics used in vintage analysis of consumer credit portfolio. These estimations for delinquency rates with different DPD (Days Past Due) are the exact maximum likelihood estimators (MLE) of the structure of stratified population for any sizes of the credit portfolio. These exact MLE could be applied to estimate Basel-II risk parameter PD (Probability of Default), and could be used to optimize provisions for covering expected losses of consumer credit portfolio. Making the adequate provisions to credit risks in the crisis conditions is the problem which needs to estimate risks with satisfactory accuracy.
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Статья научная
A universal technique has been suggested for express-evaluation and minimization of labor and financial resources for sustainment of administrative agencies. It is suitable for any country and allows evaluating potentialities for reducing the resource intensity of administrative processes, optimizing administrative personnel staffing levels, and identifying and excluding overlapping of processes and operations. This article was prepared on the results of research carried out with the support of the Russian Foundation for Basic Research (RFBR)-project 15-01-06324/15 “Modeling ofproduction and management processes for rapid assessment and optimization of resource consumption of goods and services: the formation of a universal methodology and tool support”.
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Factors of economic stability of Russia in conditions of sanctions
Статья научная
In the article directions of development and stabilizing of economy of Russia are examined in the conditions of external economic approvals and internal budget constraints. The consequences of introduction of approvals and possibility of the economy growing are analyzed: investment height, forming of the Asian vector of international relations and support of home production.
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Features of the method of calculation of production capacities of the textile enterprises
Статья научная
Under the influence of technical progress, in development of technology, production technologies happen considerable changes, their qualitative part changes. They find the reflection, in the complication of the equipment, in its computerization, automaticity of management, increase in single power. Large systems of cars which increase the efficiency of equipment of the enterprises are created and take root and accelerate the process of production due to its threading, a continuity and flexibility. It results in qualitatively new opportunities of creation and growth of production capacities of operating companies and enterprises. The purpose of this article is a determination of essence of production capacity of the textile enterprises how to calculate production capacity, to define what factors influence the size of production capacity in the textile enterprises. To give the main aspects of planning of production capacity of the enterprise, to learn in what way domestic managers will be able to reach a full load of production capacities.In paper have been given formulas of calculation of production capacities of the textile enterprises, a number of factors of the textile enterprises influencing production capacity are studied. The results of the systematic analysis specified in this article can be used in writing of master theses, qualification and term papers and a method of calculation of production capacity in production, in economic departments of the textile enterprises.
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Features of the support of the innovative activity: foreign experience and practice for Uzbekistan
Статья научная
In modern conditions, an important condition for the dynamic development of the Republic of Uzbekistan is the accelerated implementation of the modern innovative technologies in the economy, social and other spheres with widespread use of science and technology. Dynamically developing all spheres of public and state life of the country require close follow-up of ongoing reforms on the basis of modern innovative ideas, developments and technologies that ensure a fast and high-quality breakthrough of the country into the ranks of the world civilization leaders. This determines the relevance of the topic being developed. The paper studies various approaches to the methodology of state support of innovation in economically developed and dynamically developing countries of the world. Based on this analysis, taking into account the characteristics of the national economy, the authors proposed areas of state support for the innovation process in the Republic of Uzbekistan.
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Financial institutions of Russia and India: interbank cooperation in the global economic space
Статья научная
This paper deals with the problem of interaction of banking institutions of Russia and India in the context of processes of financial and economic globalization. The article lights key parameters of modern banking systems of two countries, the major factors and specifics of the Russian-Indian interaction in the bank sphere in 2000-2015. The research is based on methods of the system analysis, logical, comparative, scientific forecasting, etc. The author characterizes the Russian-Indian intergovernmental agreements, arrangements of the leading financial institutions, decisions of the international business forums aimed at the development of interaction in the sphere of banking. The author notes that problems of development of interbank communications are an attention subject for the top management of Russia and India as a part of the policy of strategic partnership with two countries and a course towards the formation of mechanisms of economic cooperation and integration within BRICS. High rates of development of the economy and a banking system of India stimulate the interest of the leading Russian banks in the creation of the Indian branches and financing of joint projects. Presence in Russia of the Indian financial structures (ICICI Bank Eurasia, etc.) promotes the expansion of business contacts and exchange of experience in the area of bank technologies, development of mutual investments into power, the defensive industry, innovative productions. Interbank interaction of Russia and India reflects in such large-scale international financial projects as the BRICS Bank of Development and the Asian Bank of Infrastructural Investments (ABII) which with the participation of the Russian and Indian capitals have acquired the status of influential players of the global financial market and promote the further growth of economic influence of participants of BRICS and SCO. The author comes to a conclusion that interbank interaction of Russia and India is an important component of modern global financial architecture, exerts a positive impact on dynamics of interregional and global financial and economic processes of the beginning of the 21st century.
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Forecasting of socio-economic security indicators by means of exponential smoothing
Статья научная
The method of exponential smoothing is widely used in the forecasting of financial and economic characteristics in different sectors of the economy, departments, etc. In the construction of a forecast model by exponential smoothing time series of characteristics of socio-economic security is smoothed with the support of a weighted moving average, in which the weights obey the exponential law. In this case, the following levels of the series are given significant values in comparison with the past, because they carry more important information to determine the predicted values at the level of socio-economic security characteristics.
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Foreign economic relations of Sumgait city (on the chemical industry. 1991-2003)
Статья научная
The article analyzes the economic crisis in the Sumgait chemical industry as a result of the collapse of the USSR and the severance of traditional economic ties with the former Soviet republics after the independence of Azerbaijan and the measures taken to overcome this crisis. In addition, the establishment of economic relations and exchange of experience in the chemical industry with economically developed countries in the chemical industry: Germany, USA, Turkey, Japan, Great Britain, Korea, Italy, Bulgaria and Spain, replacement of physically and morally obsolete equipment at Sumgait chemical enterprises with new ones and develop new projects to increase the production capacity of factories, as well as the investment of these countries in the Sumgait chemical industry and joint work with a group of EU experts to eliminate the environmental problem were also searched.
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Foreign experience of financing small business and private entrepreneurship
Статья научная
This article explores the specifics of the financial and credit mechanism for supporting small and private entrepreneurship in foreign countries in order to identify key areas for the development of financial and credit support for small and medium-sized businesses in the Republic of Uzbekistan. This study and study of the specifics of the financial and credit mechanism in foreign countries is an important factor in determining the optimal directions of financial and credit support for small businesses and private entrepreneurship in the Republic of Uzbekistan. The purpose of the study of the financial and credit mechanism for supporting small business in foreign countries is to formulate the main directions for improving small support based on the analytical data.
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Foreign models of innovation activities
Статья научная
In the article have been discussed issues of innovation activities. By the author made a comparative analysis of countries, such as USA, Japan, Russia and European countries. The creation of an innovative environment in the republic, as well as the intensification of the innovative activity of local higher education institutions, becomes an objective necessity, ultimately determines the relevance of the scientific work we carry out.
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Formation of budget resources of territories and socio-economic tasks of local budget
Статья научная
The article examines the actual issues of forming the resources of local budgets in interrelation with their social and economic tasks. It is substantiated that the increase in the role of the local budget in the social and economic development of the regions also requires deeper scientific and practical approaches to budget planning. According to the author, the budget revenue indicators are closely related to the indicators of the financial development of entrepreneurship in the region and are based on the indicators of the region’s economic development. It was also noted that budget planning should also include major changes in income and expenditure. In conclusion, it was concluded that the development of medium-term forecasts of local budget revenues implies the identification of medium-term revenues. Such calculations are based on the rules of tax and mandatory payments, the expected indicators of socio-economic development of the region and data of the state program, which should be implemented in the region. The use of economic and mathematical methods of forecasting will further enhance its quality.
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Formation of innovative economy on the basis of market principles
Статья научная
The significance of innovative economy for government is its influence on macro-economical indicates. Another significance is its influence on structure. Innovative economy raises the level of education and science. Thus, in innovative economy both governmental and non-governmental bodies activity is worth notice.
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Formation of the social and economic security mechanism of the Republic of Belarus
Статья научная
The main vectors of social and economic progress of Belarus in the medium term are considered to be increasing the welfare of the population, reducing poverty on the basis of rapid financial and economic recovery and increasing the competitiveness of the state. They found their place in the program of socio-economic development of our country until 2020. To implement these tasks, we need the continuation of institutional reforms, implementation of top-priority national projects in healthcare, education, provide housing for the population and progress of the agricultural sector, creating a positive climate for investment, restructuring the economy, modernization of the industrial complex and the activation of innovative work that will ensure significant and sustained financial and economic growth. This will require the creation of an effective financial and economic system based on equal competition, reducing the interference of state bodies in the work of economic entities and increasing the competitiveness of people, government agencies and business.
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Статья научная
In this paper looked through reforms held in improving the business environment and government support for small business and private entrepreneurship. Also, analyzed the role of “Singe window” principle of providing public services, additionally given changes in “Doing Business” Ranking of World bank.
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Genesis of vertical integration concepts and analysis of integration theories
Статья обзорная
In the article have been analyzed various ideas and theories of vertical integration and compares various approaches. The purpose of the research is to identify, analyze and systematize the features of the integration processes of entrepreneurial structures that have an impact on increasing their competitive advantages. To achieve this goal, empirical and general research methods are used. In the course of the research, the views of domestic and foreign scientific researchers and specialists on integration issues have been analyzed and summarized as an effective mechanism for increasing the competitiveness of entrepreneurial structures. The results of the work can be used to further study the theoretical foundations and approaches to managing the competitiveness of entrepreneurial structures on the basis of their vertical integration.
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Impact of Uzbekistan’s development strategy 2017-2021 on Central Asian economic integration
Статья научная
This article explores the economical processes that determine the sustainable development of the state and society are directly related to the internal and external factors of the Central Asian countries. In this sense, the Uzbek society over the past five years has been oriented towards effective and comprehensive cooperation with the countries of Central Asia in the development of regional issues, the development of good neighbourly relations, the recognition of common values and interests in one place - a common goal. Regional integration of the Central Asia requires deep understanding national interests and common aims of countries in this region.
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Impact of foreign direct investment on domestic investment in developing countries
Статья научная
Author analyzes the impact of foreign direct investment on domestic investment in host developing countries and checks whether a foreign direct investment has a “positive” or “negative” impact on domestic investment, as well as evaluating the impact of selected variables on this relationship. Using a full sample, the main conclusion of this study is that FDI does have a positive (crowding out) effect on domestic investment in this sample of developing economies. In the short term, an increase in FDI by one percentage point as a percentage of GDP leads to an increase in total investment as a percentage of the host country’s GDP of about 10.7%, while in the long term this effect is about 31% dollar terms, one US dollar represents USD 1.7 of total investment in the short term and USD 3.1 in the long term. Based on the results of this study, it was once again proved that inflation hinders domestic investment in host countries by 0.04% and 0.12% in the short and long term, respectively.
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Impact of the pandemic on accelerating the development of e-commerce in the Republic of Uzbekistan
Статья научная
The article examined the use and implementation of ICT in Uzbekistan, also analyzed the current state of development of the Internet in Central Asia, including around the world, and how the pandemic affected the intensive development of e-commerce. It should be noted that the monthly Speedtest Global Index was also given, which contains data on the speed of mobile and fixed broadband Internet in the world. And the current state of Wi-Fi technology, which is considered one of the formats for transmitting digital data over radio channels.
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Implementation of a unified billing system in housing and communal services
Статья научная
In this article, the main topics and goals of the work such as the study of billing systems of public services and the development of requirements, determining the needs in the system being created, analyzing the world’s best practices for combining all public services in one information field, determining ways to create a complex of unified billing system taking into account common technical requirements for billing systems, determining ways to develop and update the software to improve the quality of services to consumers in a single billing system are widely revealed. It is also worth noting that in this article, based on the study of modern Russian and international experience in implementing and improving a unified billing system in the industry of housing and communal services analyzed the existing barriers and the development of the industry, describes the main opportunities and promising areas of program support, organizational-economic and administrative measures to improve accessibility and improve housing and utilities and minimize utility costs of the population. Specific directions for Federal and international regional authorities to increase the investment attractiveness of innovative housing and communal services and the transition of this industry to an innovative vector of development are proposed.
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Статья научная
Year by year the production of vegetables and fruits is growing in the independent Republic of Uzbekistan. The quality of the vegetables and fruits also depends on their type and grade, on the other hand, the duration of their harvesting and disposal, and their elimination, the availability of commodities, embossing, transporting and storing. When done in a timely and well-mannered way, the quality and nutrition of the product will increase. Particular attention is paid to the deep processing of agricultural raw materials and to the development of the storage of the stored crops. In 2015, the country has modernized and modernized 114 new agricultural refineries, 230 refineries and 77,000,800 tons of refrigeration cameras. Total storage capacity of fruits and vegetables in our country has reached 832 thousand tons. This will allow for a continuous increase in prices for seasonal seasonal supply of the population with major agricultural products, expanding exports of these products, and maintaining price stability. Today, agricultural specialists have a great deal of practical knowledge of the technologies of cultivation, storage and processing of agricultural products. Getting acquainted with the quality of agricultural products, familiarizing with the standardization system, developing the technology of storing and processing agricultural products will improve the quality of products and minimize the damage. The current economic reforms will satisfy the needs of the population with high quality food products, one of the most pressing issues is radically equalizing the world standards.
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