Статьи журнала - Экономика и бизнес: теория и практика

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Escrow accounts as a new transaction instrument

Escrow accounts as a new transaction instrument

Yudin A.V.

Статья научная

The article deals with the modern instrument of transactions - escrow account taking into account its development in the real estate market. The result of using the escrow system is researched. The main tasks are to consider the escrow mechanism of accounts and comparing it with other banking instruments. The research includes the study of the consequences of the transition to a new system in the real estate market. Advantages and disadvantages of using escrow accounts are defined.

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Evaluation of the quality of innovative software products on the basis measurement values of functional indices

Evaluation of the quality of innovative software products on the basis measurement values of functional indices

Larin S.N.

Статья научная

Nowadays, many enterprises of various sectors of the economy actively use modern information systems and innovative software products to gain additional competitive advantages and strengthen their positions in international markets. The quality of the development of information systems and innovative software products plays a decisive role in the successful solution of these tasks. The article clarifies the definition of the concept of "quality" of an innovative software product, defines the composition of requirements for the main functional quality indicators. The analysis of factors influencing the choice of metrics and scales, as well as methods suitable for measuring quantitative and qualitative quality indicators and the formation of a multi-criteria expert system for evaluating the quality of innovative software products is carried out. It is established that at present there is no universal multi-criteria expert system for evaluating the quality of innovative software products. It is proposed to develop an individual multi-criteria expert system to assess the quality of a specific innovative software product, which takes into account all the requirements for quality indicators. At the same time, the resulting assessment of the quality of an innovative software product will be an integral indicator determined on the basis of calculating the values of the entire complex of functional indicators.

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Expansion non-cash payments in Uzbekistan

Expansion non-cash payments in Uzbekistan

Sayfiddinov I., Sotvoldiyev K.Y.

Статья научная

This article describes the basic mechanism of non-cash payments in Uzbekistan. The analysis of operations by means of non-cash payment is carried out. On the basis of the analysis and evaluation of current situation, the identified problems, the appropriate recommendations and suggestions are worked out for further improvement of the system of non-cash payments.

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Expansion of the practice of bank plastic cards

Expansion of the practice of bank plastic cards

Sayfiddinov I., Isroilov R.A.

Статья научная

This article examines the rapidly growing market of banking plastic cards, shows the degree of integration of the banking system and society, analyzes market problems, develops an acquiring network infrastructure, and ensures the stability of technical equipment, examines the positive development dynamics by promoting bonus programs by banks, notes the development of the Uzbek national payment system.

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Factors affecting the competitiveness of the enterprise in Kazakhstan

Factors affecting the competitiveness of the enterprise in Kazakhstan

Mukhamejan A.A.

Статья научная

In the article, the author presents scientific and theoretical approaches to the concept of "competitiveness". The factors influencing the competitiveness of the enterprise of Kazakhstan are systematized, which allowed to divide them into external and internal, as well as to reveal each factor depending on the impact. The author also considers ways to increase the competitiveness of domestic enterprises in modern economic conditions. It is noted that the steady growth of the competitiveness of companies in Kazakhstan can be ensured only under the condition of long-term, continuous improvement of the quality management system.

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Factors influencing the successful development and introduction of new products to international markets

Factors influencing the successful development and introduction of new products to international markets

Kononenko D.S.

Статья научная

The constant growth of competition in the domestic and foreign markets, the process of globalization, cardinal changes in innovative technologies and tools for product promotion, methods of influencing consumers cause an increase in the interest of the top management of leading organizations and companies to the requirements of organizing the development of new products to ensure their profitability. The purpose of this article is to identify the factors that have the greatest impact on the success of the launch of new products. The study revealed the positive impact of the institutional environment, leadership styles, internal resources and capabilities, team communication and collaboration, strategic alliances, trade fairs and exhibitions on the development of new products.

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Factors, trends and problems affecting the logistics activities of international enterprises

Factors, trends and problems affecting the logistics activities of international enterprises

Drokina Ch.V., Li Kh.

Статья научная

The work identifies important factors and key trends affecting the logistics activities of international enterprises. Particular attention is paid to the development of e-commerce, integration of blockchain technologies, popularization of environmental logistics, planning for sustainability and risk management of logistics activities of international enterprises, and increasing the efficiency of management decision-making. The paper also highlights problems that impede the development of international logistics activities and proposes the author's conclusions on the research topic.

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Feature compliance civil servants performance standards of professional ethics and rules of business conduct

Feature compliance civil servants performance standards of professional ethics and rules of business conduct

Panina O.V., Pavlyukova O.V.

Статья научная

In the context of reform of the civil service of the Russian Federation in the public mind start to develop new ideas about the ethics of public-service relationships and their role in public life and society. In many ways, they are based on traditional notions of duty and honor of the Russian official responsible to the state and serves him. The authors reviewed the system of criteria and indicators of compliance by civil servants performance standards of professional ethics and rules of business conduct in the Russian Federation.

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Features and trends of international companies development in modern conditions

Features and trends of international companies development in modern conditions

Drokina K.V., Chen Yu.

Статья научная

The paper presents key features and trends that influence the activities of international companies in modern conditions. Among them, special attention is paid to digital transformation and cross-border cooperation of international companies to ensure their sustainable development. The article highlights such characteristics of the activities of international companies as globalization, localization and diversification, and also offers conclusions on the topic of the study.

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Features of development of production activities at light industry enterprises

Features of development of production activities at light industry enterprises

Tukhtasinova M.M.

Статья научная

The article deals with the current state of the world textile market. The analysis showed that rapid access to the textile markets of developed countries is mainly carried out by national companies that are integrated into the global textile industry. In the article, the author investigated some features of the production activity of light industry enterprises: the structure of the industry, the application and consumption of light industry products, factors of placement of light industry enterprises. Areas of application and consumption of light industry products are described. In conclusion, recommendations for improving the technological cycle in the textile industry are given.

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Financial control as an element of management of finance and state financial regulation

Financial control as an element of management of finance and state financial regulation

Akhunova Ye. A.

Статья научная

The article describes the concept of financial control as an integral part of financial management and state financial regulation. For the disclosure of the essence and necessity of financial control, the concept of finance, management, control, financial management, state financial regulation is considered in a logical sequence.

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Financial technologies for small and medium-sized enterprises

Financial technologies for small and medium-sized enterprises

Rahimov A.M.

Статья научная

Potential of financial technology (FinTech) for small business and thus for the economy as a whole seems tremendous. Opportunities exist for national governments, development finance institutions, entrepreneurs and investors to support and, at the same time, benefit from this trend. Incumbents have the option to cooperate with new players, innovate from within or strategically acquire companies.

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Financing issues of pre-primary educational institutions at the expense of state budgetary funds

Financing issues of pre-primary educational institutions at the expense of state budgetary funds

Sharapova M.A.

Статья научная

This article outlines the measures taken to improve the costs of primary educational institutions in the structure of expenditures of the state budget and the amount of expenses in the content of budget spending on this sector.

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Forecasting the effectiveness of methods for managing the income potential of regional budgets

Forecasting the effectiveness of methods for managing the income potential of regional budgets

Utkin A.I.

Статья научная

In the conditions of multidirectional influence of positive and negative investment factors the impossibility of creating fundamentally new methods for managing the incomes of regional budgets determines the current objectives of correction of the income potential of the regions. The key objectives are to equalize the innovative provision of budgets and optimize the economic risks of their innovative development. The purpose of the research is to build a theoretical model for achieving maximum innovative efficiency of the methods for managing the incomes of regional budgets selected according to the established criterion. On the example of Vladimir and Ivanovo regions with the use of this model the forecast trends in the development of the income potential of regional budgets arising as a result of the application of the selected methods are revealed. The practical significance of the theoretical model as the main result of this study consists in the expediency of its application in the development of a unified strategy for equalizing the income potential of regional budgets.

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Foreign direct investment (FDI) to Vietnam: current situation and forecast

Foreign direct investment (FDI) to Vietnam: current situation and forecast

Hung Phung The

Статья научная

The passing of foreign investment law in 12/1987 have created a legal constrain which enables foreign investing in Vietnam. After 30 years, Foreign investment in general and foreign direct investment in particular have shown an active role in Vietnam's economic and social growth and development. Specifically: Foreign investment contributes to boosting economic growth, improving the efficiency of using domestic investment resources; Foreign investment promotes economic restructuring in the direction of industrialization and modernization; Foreign investment creates jobs, enhances the quality of human resources and changes the structure of labor. In this article, we assess the activities of attracting foreign direct investment (FDI) in Vietnam, the forecast of Vietnam's FDI from 2018-2020, to attract and use effectively FDI capital in the coming time.

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Foreign experience in development of agro-industry economy

Foreign experience in development of agro-industry economy

Ergashev E., Bozorova M., Kadirova D.

Статья научная

The article considers the relevance of the development of agriculture and its role in the country's economy. In the framework of this study, the authors presented measures of state regulation of agriculture and described the main directions for stimulating the growth of the agricultural sector of the economy in the developed countries of the world. The results obtained made it possible to formulate a number of proposals for improving methods of stimulating and supporting agriculture in the Republic of Uzbekistan.

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Foreign experience in financing of higher educational system

Foreign experience in financing of higher educational system

Alisher Sh.B.

Статья научная

This article analyzes the experience of higher education systems in developed countries in the education system. Also, having studied foreign experience, a proposal was developed for the effective financing of higher education in our country.

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Foreign experience of investment activity management in agricultural sector of economics

Foreign experience of investment activity management in agricultural sector of economics

Ergashev E., Bozorova M., Kadirova D.

Статья научная

This article examines the main provisions in the management and control of investment activities in the agricultural sector of the economy. The authors describe the experience of leading agrarian countries in the issue of state regulation of investment activity. The results obtained made it possible to formulate a number of proposals for improving the efficiency of management of investment activities in agriculture.

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Foreign investment analysis in SEZ of the Kaliningrad region

Foreign investment analysis in SEZ of the Kaliningrad region

Kovaleva J.K.

Статья научная

Kaliningrad region SEZ is one of the Russian territorial parts with preferential tax regime for business activities, the investment activity development of which has recently progressed due to favorable conditions for business expansion. Furthermore, in this case foreign investments inflows contribute to realization of such profitable business environment along with new European residents’ attraction to stimulate various sectors of the Kaliningrad region's economy. Thereby in order to research the subject of foreign investment activity in Kaliningrad’s SEZ this article will cover analysis of international residents’ market shares in perspective industries, present statistical comparison between the main European residents and consider real examples of thriving business projects for the nearest future.

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Formation of customer loyalty in the banking sector based on the implementation of intuitive digital interfaces

Formation of customer loyalty in the banking sector based on the implementation of intuitive digital interfaces

Lim E.V.

Статья научная

The article examines the role of intuitive digital interfaces in the formation of customer loyalty in the banking sector under conditions of increasing competition and the growth of remote service channels. The multidimensional nature of loyalty is analyzed, including repeated service usage and affective-evaluative components related to trust, satisfaction, and willingness to recommend a product. It is emphasized that the quality of navigation, the predictability of user journeys, and the transparency of transaction statuses reduce cognitive load and improve the controllability of interaction. Special attention is paid to the operationalization of loyalty factors through measurable parameters of digital quality: end-to-end performance, standardized error handling, correctness of data and statuses, observability (logs, metrics, tracing), and the maturity of incident and release management.

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