Экономика и бизнес: теория и практика @economyandbusiness
Статьи журнала - Экономика и бизнес: теория и практика
Все статьи: 8200
Payment tools in the mobile banking
Статья научная
The article discusses the use of modern payment instruments used in mobile banking on the example of Tinkoff Bank. The characteristic of telecommunication channels in terms of their use in mobile banking is given. The functions of mobile applications in the practice of Russian banks are shown. The function of subscriptions and the potential for its use are specially considered. The practice of using cashback in Tinkoff Bank is analyzed. Conclusions about the possible prospects for the development of mobile banking are made.
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Peculiarities of desk tax audits
Статья научная
Significant growth of registered organizations in recent years causes the need of effective ongoing tax control by the relevant tax authorities. Current tax control in Russia Federation is performed in the form of desk tax audits. The article discusses the concept, focus and significance of a desk tax audit, the existing problems of current tax control in law enforcement practice are reflected.
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Peculiarities of economic development of Singapore
Статья научная
The article discusses the reasons for the economic growth of Singapore, the main economic indicators. The authors believe that the model of the Singapore economy is the integration into the world community under the leadership of the domestic demand and focus on innovative development of the country, the use of nanotechnology
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Pest-анализ в системе стратегического маркетингового анализа
Статья научная
В статье представлена сущность PEST-анализа как одного из основных инструментов стратегического анализа внешней среды функционирования организаций. Методика PEST-анализа апробирована на сельскохозяйственных организациях Зерноградского района Ростовской области. По результатам оценки построена матрица PEST-анализа, позволяющая выявить влияние положительных и негативных факторов макросреды функционирования сельскохозяйственных организаций. Среди наиболее значимых отрицательных PEST-факторов выделены социальные факторы, обусловившие сокращение численности сельского населения, и технологические факторы, связанные с несвоевременным обновлением материально-технической базы сельскохозяйственных предприятий и высокой степенью ее износа.
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Pest-анализ для оценки инновационно-инвестиционной привлекательности Волгоградской области
Статья научная
В данной статье рассмотрена региональная политика администрации Волгоградской области для повышения инновационно-инвестиционной привлекательности региона. Дана характеристика основных понятий по данному исследованию. Проанализированы основные факторы, влияющие на инвестиционную привлекательность близлижащих регионов, а именно Краснодарского края и Ростовской области по сравнению с Волгоградской областью.
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Position of Kazakhstan in the rating of global competitiveness of world countries
Статья научная
The article reviews the rating of Kazakhstan in the global competitiveness of world countries in the year of 2016. 12 indicators were defined, according to which the position of every country in the world rating is defined. A young country like Kazakhstan after gaining the independence started to develop dynamically by attracting the foreign capital investments into the economy. By creating the investments climate Kazakhstan faced opening of additional work places, implementation of new projects, growth of macroeconomic indicators, as an example, the GDP per capita raised from 700 dollars to 6722 dollars (with the rate 341.43 KZT per dollar), socioeconomic indicators raised from year to year. As per the results of the investigation of WEF the position of Kazakhstan in the rating of the global competitiveness of the world countries in 2016-2017 belongs to the 53rd place. As compared with 2015-2016 the rating of the Kazakhstan was lowered to the 9thposition, and from 2014-2015 it fell to 3 positions. The actual meaning of indicators gives the chance to see the advantages and disadvantages of some macroeconomic indicators, and also the government gets the chance to get higher results, exactly by engaging more resources into the undeveloped industries.
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Practice of crediting small business in Uzbekistan
Статья научная
This article explores the theoretical and practical aspects of lending to small businesses in Uzbekistan. This article based on the results of research, identified the problems associated with improving the practice of lending to small businesses by banks and the paper offers scientific recommendations that advance the crediting activities of small businesses through commercial banks.
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Principles of constriction of mathematical models and their classification in economics
Статья научная
This article discusses the definition of a mathematical model, reasons for using mathematical models, principles of construction of various mathematical models and the classification of these models in economics according to different characteristics and properties.
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Problems and prospects of development of investment activity of banks
Статья научная
Investment banking is the division of a bank or financial institution that serves governments, corporations, and institutions by providing underwriting, mergers and acquisitions advisory services. Investment banks act as intermediaries between investors (who have money to invest) and corporations (who require capital to grow and run their businesses). In this article, the concept and essence of investment banking.
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Problems of China's cross-border e-commerce development and ways to solve them
Статья научная
The rapid development of China's cross-border e-commerce has an impact on many aspects of the country's activities: economic transformation, economic structure, the country's economic development, consumption and employment promotion. Given the current epidemiological situation in the world, the importance of cross-border e-commerce for China has recently become increasingly significant. The purpose of the article is to highlight the problems of development of cross-border e-commerce in China and propose the main ways to solve them. The paper analyzes the impact of the coronavirus pandemic on the development of cross-border e-commerce in China; highlights the key problems of the development of cross-border e-commerce, based on the imperfection of the supply chain of goods; proposes ways to solve them.
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Pros and cons of used bank cards by population
Статья научная
Bank cards: Credit card and Debit card are two essential things in our daily life. Both cards help us in different ways. Credit cards are useful for people who able to settle down the appropriate money monthly and manage the card properly. Debit cards are good for people who able to manage their life with the budget. If we compare these two cards, I recommend you to get the debit card because credit card put you in trouble in some way and debit card not do so.
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Prospects for Russia's transition to a circular economy
Статья научная
This article outlines the prospects for Russia's transition to a circular economy. The need for a transition from a linear economy to a cyclic economy has been updated. The main problems and ways to solve them in a number of sectors of the national economy by building a cyclical economy are determined. The main goal and objectives of the cyclical economy are reflected. The problem of solid domestic waste processing in Russia is revealed from the ecological and economic points of view. The conclusion is made about the importance of Russia's transition to a circular economy.
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Prospects for the development of remote bank services in Russian banks
Статья научная
The article considers the main types and the features of the modern remote banking services in Russian commercial banks. The problems of the remote banking system and the ways of solving of these problems are systematized. The main directions of the practical implementation of the remote banking customer service channels and the prospects for the development of the remote banking services are described. It is concluded that remote banking is the using of the most advanced technologies that enable the bank to receive the stable incomes and provide its customers with services on the most convenient and low-cost terms.
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Prospects of innovative model of economic development of Russia
Статья научная
The problem of the transition of the Russian economy from the export-raw material model to the innovation one is one of the most pressing at the moment. The article discusses the features of the innovation model of Russia's economic development, compares the level of innovation activity with developed and developing countries, describes possible strategies for the innovation development of the Russian economy, identifies key measures to optimize the innovation system of the Russian economy.
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QR-код, как одна из форм инновации в безналичной оплате в Кыргызской Республике
Статья научная
Статья посвящена использования QR-кодов как одной из форм инноввационного приема для проведения безналичных платежей. Авторами сделан анализ преимущества и недостатки данного метода оплаты, и его применение в различных сферах бизнеса. Особое внимание в статье уделяется безопасности проведения платежей по QR-коду. Отмечены возможные уязвимости на этой основе предлагают меры по их предотвращению и обеспечения конфиденциальности данных клиентов при использовании данного метода оплаты. Авторы статьи делают выводы о том, что прием безналичной оплаты по QR-коду, - инновация, которая является эффективным и удобным способом проведения транзакций. И, что данный метод оплаты становится все более популярным и широко используется в различных отраслях бизнеса.
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Question in operating the exchange rate policy of the State Bank of Vietnam in the current period
Статья научная
Exchange rate policy is one of the important measures of national monetary policy. The devaluation of the domestic currency may boost exports and improve the balance of payments, but that can only happen in certain conditions and affect differently each different commodity. In an open economy, the real exchange rate affects commodity prices between domestic production and imports. Rate can also directly affects on inflation due to price changes measured by local currency of imported goods and thereby influences the price index. Generally, when changing in the exchange rate leads to the change in supply - demand for foreign currency in the market, thereby it affects on macroeconomic variables such as important national income; inflationary; unemployment and balance of international payments. Consequently, operating efficiency rate policies plays an important role in managing the general macroeconomic and monetary policy of Vietnam. Especially, in current period, exchange rate policies is even more important when Vietnam has been trying to recover and stabilize the economy after the crisis since 2007, especially implementing restructuring econoomy plans with the objective to control inflation, stabilize the macro-economy, ensure high economic growth at 6.5-7% in the current period. Therefore, the monitoring of changes in exchange rates, as well as evaluating the effectiveness of the operation of the exchange rate policy of the National Bank of Vietnam is a topic that is the people, businesses and the government is very interested. Especially in the current conditions the world economy is more volatile, unpredictable, could potentially negative impacts on Vietnam''s economy.
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Recreational service: social and economic aspect
Статья научная
This article describes the results of the study of the definition of "recreational service" as a socio-economic aspect. Within the framework of this research, the author has studied and analyzed approaches to the interpretation of the concept of "service" as an economic category, its genesis has been examined, and a comprehensive approach to the definition of the terminological apparatus "recreational service" has been proposed.
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Reducing the cost of production of a metallurgical enterprise
Статья научная
A theoretical study of the methodological aspects of cost formation, including the types and structure of cost is discussed. The analysis and assessment of the current state of the financial situation in PJSC RUSAL Bratsk is carried out, the company’s activities and its financial and economic indicators are described, the problems and advantages of the company are identified. Recommendations are developed contributing to reduction of production cost.
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Regulation of leasing in the Kyrgyz Republic
Статья научная
Financial lease is one of the most useful and valuable tools for stimulating real sector of economy like agriculture, construction or healthcare. Moreover, it helps to overcome a gap between financial institutions and production industry by providing convenient, flexible and less risky channel of financing. There is no need for additional collateral, since leasing object itself serves as collateral; moreover, in combination with longer terms of repayment it creates favorable conditions for SMEs development as well as development of poor countries and countries with transitional economies. Leasing is considered as one of the best tools for stimulation of real economy and financial sector; however it has not been become widespread in the Kyrgyz Republic. In order to fully understand the problems of leasing implementation in Kyrgyzstan it is necessary to examine its legal base concerning the leasing regulation.
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Research on financing issues of small and medium-sized enterprises in China
Статья научная
Small and medium-sized enterprises are the largest part of Chinese enterprises, but the financial support they receive is disconnected from their contribution to the Chinese economy. This topic combines the current financing status of China's small and medium-sized enterprises to conduct a comprehensive analysis of the financing problems of China's small and medium-sized enterprises in all aspects, find out the reasons why small and medium-sized enterprises are in financing difficulties, and further propose corresponding countermeasures to improve the financing capabilities of China's small and medium-sized enterprises and enhance their survival and development ability.
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