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Humanizing the digital experience of banks' interaction with consumers

Humanizing the digital experience of banks' interaction with consumers

Suvorova S.D., Kulikova O.M., Golovachev I.A.

Статья научная

Today, consumers of banking services use digital channels for routine transactions, but for complex transactions, many of them choose personal interaction, even though their needs change in accordance with changing social, economic, cultural and technological trends. In this regard, the need to expand digital banking offerings focused on increasing customer loyalty and taking into account various factors, ranging from personalization of experience to reducing security risks, is being actualized. Despite the fact that digital banking symbolizes convenience, consumer’s still lack human communication and personal connection, so modern financial organizations should combine digital practice with physical interaction. These transformations will contribute not only to the creation of new products and services, but also to the formation of complex ecosystems that support the humanization of the digital experience of interaction with consumers.

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Hybrid educational technologies: trend or new reality?

Hybrid educational technologies: trend or new reality?

Kambaralieva D.O., Zhusupaliev K., Attokurova Z., Zulpukarova A.K.

Статья научная

The article deals with the problem of organizing the work of a teacher in the so-called hybrid form of education. Authors reveal the role of e-learning in the educational process, focusing on the actualization of hybrid technology, and offer a set of rules for creating a successful hybrid learning environment. Also possibilities and prospects of application of mixed and hybrid educational technologies in education institutions are being considered. Models of mixed and hybrid learning and possibilities of their integration into the educational process are investigated.

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IFRS 9: implementation issues

IFRS 9: implementation issues

Komikov S.V.

Статья научная

This article considers problems, which arise as a result of Russian accounting system reformation, which is held in accordance of the market economy needs as well as international financial reporting standards. Moreover, this article provides comparison of IFRS and RAS, potential financial statements areas for quality improvement.

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Impact of COVID-19 on the global banking sector

Impact of COVID-19 on the global banking sector

Koptubenko A.S.

Статья научная

This article discusses the consequence of Covid-19 crisis on the global banking system. The main challenges that banks have faced during this time are analyzed. Even if the pandemic did not have the projected negative financial consequences for the global banking industry, it had plenty of other consequences. The recent trends boosted by Covid-19 such as acceleration of digital banking, decrease of cash and authorities concern about the sustainability are discussed. Moreover, perspectives of recovery and long-term outlook for banking industry are identified.

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Impact of Industry 4.0 on sustainable development

Impact of Industry 4.0 on sustainable development

Papyshev G.D.

Статья научная

This essay investigates potential impacts of Industry 4.0 implementation on sustainable development. It is argued that Industry 4.0 has a great potential to facilitate the achievement of Sustainable Development Goals associated with clean energy, infrastructure, innovation, responsible consumption and smart cities. However, strong policies and elaborative strategies have to be implemented on both national and global scale.

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Implementation consequences IFRS 9

Implementation consequences IFRS 9

Komikov S.V.

Статья научная

In this article there are described good as well as bad consequences of implementation of the international financial reporting standard 9. There is shown the influence of the standard on banks, on the financial asset classification, revenue and loss volatility. As an example, all these changes would be shown on the mortgage case.

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Implementation of machine learning and neural networks for student group management to enhance human capital management

Implementation of machine learning and neural networks for student group management to enhance human capital management

Yelmar O.

Статья научная

The article addresses the implementation of machine learning and neural networks in the management of student groups at Turan University. The study outlines a comprehensive algorithm using the "Orange" software for hierarchical clustering of students based on their transcript grades. The findings reveal the formation of five distinct student groups, facilitating more efficient management and interaction by advisors. The financial evaluation highlights the estimated costs for data analysts, developers, infrastructure, and support. The expected outcomes include improved learning efficiency, enhanced academic performance, optimized resource allocation, and increased satisfaction among students and faculty. The study concludes that integrating advanced technological solutions can significantly enhance human capital management in higher education.

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Implementation of the concept of childhood in the educational process: lexical aspect

Implementation of the concept of childhood in the educational process: lexical aspect

Stremoukhova P.A.

Статья научная

This article examines the role of the concept of "childhood" in the educational process and emphasizes the necessity of its implementation and verbalization. Through an exploration of common means of representing this concept, based on the use of collocation dictionaries, dictionaries of antonyms and synonyms, the author identifies lexical groups of words and gives their methodological representation. Of particular note is the author's attention to the use of mind maps as an effective method of visualizing new information in the educational process.

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Implementierung von fernunterricht im kontext von COVID-19 in Russland und in Deutschland

Implementierung von fernunterricht im kontext von COVID-19 in Russland und in Deutschland

Bezzubtsewa E.N., Povaluchina D.A.

Статья научная

Die Verbreitung von Covid 19 wurde für Universitäten festgelegt, um neue Bildungstechnologien in den Bildungsprozess einzuführen, die eine qualitativ hochwertige Bildung bieten und Bedingungen schaffen sollten, um die Ausbreitung von Covid zu stoppen. Bildungseinrichtungen waren gezwungen, elektronische Technologien und Fernunterricht in den Bildungsprozess einzuführen, was sowohl positive als auch negative Seiten hatte. Fernunterricht hat sowohl in Russland als auch in westlichen Ländern seine eigenen Besonderheiten.

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Improving communication skills in medical practice by mastering foreign languages

Improving communication skills in medical practice by mastering foreign languages

Egorskaya A.T., Zarnitsyna E.S.

Статья научная

The article is devoted to foreign language learning role in improving communication skills in medical practice. The authors claim the importance of the art of proper communication, notably in healthcare. The paper gives examples of how foreign language learning may help healthcare professionals improve their practical skills to have an effective conversation with the sick. It is concluded that mastering foreign languages is beneficial to doctors as it enables them to develop the necessary skills for maintaining a proper doctor-patient communication.

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Improving the efficiency of managing the financial results of the enterprise

Improving the efficiency of managing the financial results of the enterprise

Comikov S.V.

Статья научная

This article discusses ways to improve the efficiency of managing financial results of an enterprise, based on methods and instructions for the implementation of various systems and systems complexes that help in achieving results.

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Increasing student's self-learning ability in practicing English with the support of information technology

Increasing student's self-learning ability in practicing English with the support of information technology

Nguyen Quoc Thuy, Nguyen Thi Doan Trang

Статья научная

A self-learning is an indispensable form of learning that helps students get success in their studies. This article is aimed at students' self-learning ability in practicing English with the support of information technology, specifically the social learning network Edmodo. The survey was conducted with 256 non-English major students at the Thai Nguyen University of Education, Viet Nam. The research results show that self-learning ability is one of the main factors of the communicative method used in teaching foreign languages. The use of Edmodo has helped to improve students' self-learning ability, motivate them to actively learn and practise English in a responsible and effective way.

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Independent work of students at EMP classes: experience of Voronezh Medical University

Independent work of students at EMP classes: experience of Voronezh Medical University

Torubarova I.I.

Статья научная

The paper highlights acute issues of language education for preventive medicine students. Special attention is paid to the fact that its main objective is to develop a creative personality and a confident specialist capable of self-development, self-education, and innovative activity. The fact that another acute point is that currently the system of education is undergoing drastic changes due to global COVID pandemic is also stressed. As stated, currently independent work accounts for a significant proportion of the time, it should be thoroughly planned and properly directed.

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Infinitive as a non-finite form of the verb in English and Turkmen languages

Infinitive as a non-finite form of the verb in English and Turkmen languages

Toylyeva L.

Статья научная

This article examines the infinitive as a non-finite form of the verb in the English and Turkmen languages. The study is aimed at a contrastive analysis of the use of the infinitive in both languages, taking into account their grammatical and syntactic features. The purpose of the work is to identify similarities and differences in the functioning of the infinitive, as well as to identify its role in the formation of sentences and the expression of various shades of meaning. The research methodology is based on the analysis of language data from linguistic corpora, as well as on a contrastive analysis of literature on the grammar of the English and Turkmen languages.

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Influence of electrostatic field on low-temperature plasma

Influence of electrostatic field on low-temperature plasma

Trofimova I.G., Egorov A.A.

Статья научная

The article is devoted to analyzing of the theoretical and practical study of the nature of the influence of electrostatic field in low-temperature plasma as a source of electrostatic field acts converter, followed by the application of this phenomenon in everyday life, using a more powerful device Tesla generator. Conducted theoretical calculations, which give an answer to the question: Is it possible to put out the fire using the electrostatic field? The description of technology of application of this phenomenon in the real world.

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Information technologies in linguistics

Information technologies in linguistics

Zulpukarova A.K.

Статья научная

The use of information technologies in linguistics is the subject of the article. The main concepts of linguistics in connection with the use of computer technologies are under consideration. The main tasks of applied linguistics and how they relate to modern informational technologies are identified. Examples of the use of information technologies in modern linguistics and the problems arising from the use of them are given. The main purpose of the work is the demonstration of the importance of the application of information technology methods in the development of modern linguistics.

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Information-educational environment as a means and condition of teaching foreign language in modern conditions

Information-educational environment as a means and condition of teaching foreign language in modern conditions

Toktosunova Z.R., Zhusupaliev K., Tashmatova O.A., Zulpukarova A.K.

Статья научная

The article considers the possibilities of information and educational environment for organizing the educational process that meets the needs of information society. The specifics of the new informational educational environment for teaching the language, formed as a result of informatization of society, are considered. Its pedagogical and methodological peculiarities are revealed. The didactic potential of the information and communication environment as a technological basis and an integral component of the modern teaching system is studied.

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Infrustructure of Volgograd region as the perspective touristic destination of Russia and its problems

Infrustructure of Volgograd region as the perspective touristic destination of Russia and its problems

Vitikovskaia E.A., Rykova A.O.

Статья научная

Resourcing the Volgograd Region and the city of Volgograd promising as a possible tourist destination in Russia. The objects of tourist interest. The involvement of the region in the federal targeted programs carried out and planned activities within the programs. Plans for development of the region and increase the flow of tourists. Description of the existing tourism infrastructure, display objects. Actions for the creation of tourist infrastructure. Characteristics of some problems in the field.

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Innovation of MOOC+SPOC Online and Offline hybrid teaching mode based on OBE concept (taking Digital Intelligence music course teaching as an example)

Innovation of MOOC+SPOC Online and Offline hybrid teaching mode based on OBE concept (taking Digital Intelligence music course teaching as an example)

Ge Meng, Li Eryong

Статья научная

This paper discusses online courses that include many new resources and new teaching methods. The relevance and scope of the application of advanced scientific research and scientific research lies in the fact that they increase the level of school experience of students. Based on the conducted research, a hybrid model of education with a closed loop of the external SPOC scheme based on online broadcasting.

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Innovative approaches to funding startups in the transportation industry

Innovative approaches to funding startups in the transportation industry

Mussin Zh.

Статья научная

This article explores innovative approaches to funding startups in the transportation industry. This crucial to the global economy sector currently experience transformative changes. Article discusses the challenges and opportunities faced by startups in securing funding, emphasizing the importance of selecting appropriate financial strategies. The article examines a variety of funding methods, from traditional to more recent innovations, and includes case studies to illustrate these approaches in practice.

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