Статьи журнала - Science, Education and Innovations in the Context of Modern Problems

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Consumer awareness towards health insurance with special reference to Tenkasi

Consumer awareness towards health insurance with special reference to Tenkasi

S. Sundaramoorthy, A. Abirami, S. Gowri Sankari, M. Martin Soundar, N. Kalaivani

Статья научная

Health is the basic right of every human being. They being has to resort to the health sector to maintain his or her health. Due to the growing population of India, it is be-coming difficult for the government to provide public health services. Hence, most of the peo-ple receive medical care from the private sector. However, with the increase in the cost of medical care, it has become necessary for each citizens to obtain medical or health insurance for protecting their life. The primary goals of this study is to measure the level of consumer knowledge regarding healthcare insurance. Primary and secondary data were both utilised in this study. The chunk sampling approach was used to capture 55 samples, which resulted in 55 total samples. SPSS was used to examine the data. The most significant conclusion of the survey is that the vast majority of respondents believed that they lacked sufficient supervision as well as a paucity of health institutions. Recommendation from this study was the insurance company should create some more additional programme for increasing the awareness level among general public and additionally the health insurance cover some limited disease also which lead the consumer reuse to adopt health insurance easily.

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Consumer behaviour on sports sponsorship and event marketing in Tiruchirappalli District

Consumer behaviour on sports sponsorship and event marketing in Tiruchirappalli District

S. Revathi, P. Bhuvaneswari

Статья научная

Sports sponsorship and event marketing is the concept and it is a tool for to establish that particular event with advertisement to the world. The every countries to spending huge money for sports sponsorship programme, because in this occasion the marketing level will be increased multiple of every country. It is divided into different categories such as; international events domestic events etc. In such events marketing more sports events pictures, activities and other sports personal activities. In this way to roll on online tickets, sports person jersey sales, different advertisements hospitalities and other related services to provided during the event. Now in India most of the big advertising companies or agencies to provided sports sponsorship to further development of sports person. In this benefits to share equal way between the two people. In Tiruchirappalli district to engaged more number of sports sponsorship as well as sports events to organise day by day. So, these articles will explore consumer behaviour on sports sponsorship and event marketing in Tiruchirappalli district.

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Contributions of the Qandousi Zawiya in Qanadsa in Establishing the Religious, Cultural, and Social Identity in Southwestern Algeria

Contributions of the Qandousi Zawiya in Qanadsa in Establishing the Religious, Cultural, and Social Identity in Southwestern Algeria

Bidi M.

Статья научная

The Zawiya holds an important position in Algerian society in general and the people of southwestern Algeria in particular, a position that no one denies. It has had a significant and powerful impact on life in its various religious, intellectual, cultural, social, and economic fields. As an example, we mention the Zayyaniya Qandousi Zawiya in the Bechar region, which became well-known and spread in the area since the late 11th century AH - 17th century AD (11 AH / 17 AD) and was founded by Sheikh Muhammad bin Abi Zayyan. The Zayyaniya Qandousi Zawiya played an effective and important role in the fields of education and in consolidating the religious, cultural, and social identity in southwestern Algeria.

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Corporate governance mechanism and financial statement fraud: the compliance to MCCG 2017 during COVID-19 pandemic

Corporate governance mechanism and financial statement fraud: the compliance to MCCG 2017 during COVID-19 pandemic

Nagasundari A/P Selvaraj, Vikneswaran S.O Manual, Dr. Dhamayanthi Arumugam

Статья научная

Business governance is definitely a worrying issue within the worldwide level, since the incidences associated with business problems plus insolvencies are usually up surging quickly, particularly in the building nations such as Malaysia. Even though rules in addition to rules are usually created in order to motivate clear monetary confirming amongst businesses, the particular effectiveness from the execution is nevertheless something, given that the particular opportunistic behavior regarding professionals plus administration continues to be within the increase. With regards to the particular scams triangular design, the problem in the Covid-19 outbreak offers an additional chance for companies to do deceptive confirming in order to hide their own company deficits, therefore showing up a lot more lucrative with regard to traders. Consequently, the purpose of this particular research would be to evaluate the result associated with inner company governance system around the event of economic declaration scam throughout Covid-19 outbreak. The particular factors involving corporate and business governance are usually from the particular Malaysian Program code upon Business Governance 2017. Typically the supplementary information was extracted from the particular 2020 Yearly Reviews associated with 265 businesses which are on the Primary Marketplace regarding Bursa Malaysia. The program associated with SPSS has been utilized to carry out information evaluation with this examine. The outcomes uncover that this factors involving table self-reliance, panel sex plus review panel self-reliance possess an unfavorable organization along with economic declaration fraudulence. On the other hand, the particular factors associated with table age group, plank racial and even examine panel experience had been discovered to indicate an optimistic partnership together with deceitful confirming. Apart from, the outcomes furthermore highlighted that will panel period failed to possess any kind of partnership along with economical declaration scams that was contrary to a lot of literatures previously. In addition, underneath the evaluation associated with mediating parameters, review panel dimension has been discovered to possess a mediating impact on typically the organization among taxation panel self-reliance together with monetary assertion scams. Nevertheless, the particular adjustable associated with aboard sizing had not been capable to mediate the connection in between mother board period plus fiscal declaration scam. Lastly, within the facet of assessment among possible in addition to non-potential bogus companies, it had been identified of which each forms of businesses experienced various conformity towards the business governance factors. Therefore, in line with the results, this specific analyze has furnished a few suggestions plus recommendations for long term research to improve typically the books this place.

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Corporate social responsibility practices of organizations during the COVID-19 pandemic in Azerbaijan

Corporate social responsibility practices of organizations during the COVID-19 pandemic in Azerbaijan

Ulkar Ibrahim Zeynalova

Статья научная

Taking part in strategic management and affecting organizations' competitiveness is one of the factors of CSR that needs to be highly emphasized. Social behavior of organizations has been identified as one of the urgent issues, especially during the COVID-19 pandemic, which affects all countries of the world. The article mostly aims at investigating the CSR activities of enterprises over the period of COVİD-19 pandemic. First and foremost, the attention is paid to conducting both theoretical and systematical investigation of CSR and strategic CSR, while later, the CSR activities were explored in diverse international and local Azerbaijan organizations during the pandemic period. The considerable technique for this research was looking through "case study". The implementation of CSR activities by enterprises in order to solve the problems caused by the COVİD-19 pandemic has been noticed. Furthermore, the engagement of business entities in CSR activities or giving donations related to their fields of activities has been experienced, as well. The final conclusion of the research is, " enterprises keep up applying CSR activities to the fields during the COVID-19 pandemic and accept the role of CSR activities as one of the strategic tools to increase their corporate image. After the COVID-19 pandemic, it will be beneficial for businesses to continue their CSR activities for both social and business purposes”.

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Crime Prevention Mechanisms in Algerian Legislation – Administrative Regulation as a Model

Crime Prevention Mechanisms in Algerian Legislation – Administrative Regulation as a Model

Cheddadi M.

Статья научная

The administrative activity of state institutions manifests in two aspects. The first is the satisfaction of the public needs of individuals, and the second is the preservation of public order within the state. Therefore, it can be said that administrative activity has two functions: one positive and the other negative. The positive aspect appears in the intervention of the public administration, as the representative of the state, in the lives of individuals to satisfy their various needs and demands in a way that achieves the public good. Since crime, before it represents a violation of individuals' rights, whether in their lives or property, constitutes an attack on the community's interest by threatening its security and violating its public order, the negative aspect of administrative activity—namely, administrative control and the imposition of certain restrictions and regulations on individuals' activities and public freedoms—has become more than necessary in the context of the modern state to preserve public order, ensure its security and stability, and prevent the occurrence of assaults, or more precisely, crimes. Administrative control is one of the most important and necessary functions of the modern state, through which it seeks to strike a balance between individuals' right to exercise their freedoms and activities and the preservation of public order in its traditional and modern forms (Amar, 2016, p. 01). This ensures the stability of relationships among its members and prevents the commission of various forms of crime. Thus, our study aims to examine the role played by the passive activity of the administration, or what is precisely known as administrative control, in preventing crimes or even reducing them.

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Criminal Policy: An Examination of Some Concepts and Variables

Criminal Policy: An Examination of Some Concepts and Variables

Amina Ghoul

Статья научная

Criminal policy plays a crucial role in combating criminal phenomena and exploring effective methods of prevention. It works by creating conditions to prevent criminal acts and by addressing offenders, aiming to reintegrate them into society. Whether achieving this goal or failing to do so is a measure of the success of the criminal policy implemented in a given society. Based on this methodological framework, this study aims to achieve a scientific understanding of the role of criminal policy in combating criminal phenomena, in order to benefit from it in both practical and academic fields. This study concluded that there is an interactive relationship between the criminal policy in place and crime itself, as well as between crime and the state's public policy. Respect for the legal and value system by individuals is ensured through the activation of the social and legal frameworks and the policy organizing society.

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Criminal liability of third parties for illegal use of digital banking operations

Criminal liability of third parties for illegal use of digital banking operations

Bounefla S.

Статья научная

This study examines the criminal liability of third parties for the illegal use of digital banking and electronic payment methods. The study examines the regulation of digital banks in Algeria under Monetary and Banking Law 23-09. Despite ratifying the Arab Convention on Combating Cybercrime in 2010, Algeria has yet to issue legal texts that criminalise these acts. This has prompted judges to adapt these newly introduced crimes according to the current Penal Code. In contrast, European law has criminalised illegal acts in the digital environment affecting both traditional and digital banks, as well as physical and non-physical payment methods. This has urged EU member states to align their domestic laws with European regulations.

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Critical success factors: leadership, customer, economic factor, culture to business venture

Critical success factors: leadership, customer, economic factor, culture to business venture

Lai Mun Keong, Chok Nyen Vui

Статья научная

Business owners are motorists associated with small-medium businesses plus brand new start up companies that may grow into several systems with regard to business items. They may be possible plus long term members in order to financial ideals towards the nation. The federal government associated with Malaysia will be setting up attempts to improve entrepreneurship among z-generations. Entrepreneurship alignment might allow the particular development within economic climate plus decrease regarding joblessness. These statement offers outlined typically the crucial achievement aspects for any effective business. The following research is among the substantial efforts that will assist to be familiar with different types of partnership between management associated with business owners in addition to their own business overall performance. The outcomes pointed out of which management, client, and even financial considerably substantial in order to hi accomplishment element to be able to business (t sama dengan second . twenty five, g <. 05; to sama dengan 2 . not 37, g <. 05; t-value sama dengan a few. eighteen, l <. 05 respectively). The research relies on the particular internet marketers located in Sum Area associated with Malaysia. The research will require the aid of a number of different components associated with entrepreneurship endeavors. The particular economical advancement nowadays assists the company endeavors to achieve success on the market. The issue declaration within the studies has recognized numerous issues linked to the business enterprise endeavour efficiency. Within the strategy area, the different methods together with strategies which have been utilized to carry out the study as well as the reason for that bail from the research in this way happen to be described. The current studies envisaged that this business overall performance will be affected simply by command, consumer, monetary aspect, plus tradition.

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Critical success factors: leadership, customer, economic factor, culture to business venture

Critical success factors: leadership, customer, economic factor, culture to business venture

Lai Mun Keong, Chok Nyen Vui

Статья научная

Business owners are motorists associated with small-medium businesses plus brand new start up companies that may grow into several systems with regard to business items. They may be possible plus long term members in order to financial ideals towards the nation. The federal government associated with Malaysia will be setting up attempts to improve entrepreneurship among z-generations. Entrepreneurship alignment might allow the particular development within economic climate plus decrease regarding joblessness. These statement offers outlined typically the crucial achievement aspects for any effective business. The following research is among the substantial efforts that will assist to be familiar with different types of partnership between management associated with business owners in addition to their own business overall performance. The outcomes pointed out of which management, client, and even financial considerably substantial in order to hi accomplishment element to be able to business (t sama dengan second . twenty five, g <. 05; to sama dengan 2 . not 37, g <. 05; t-value sama dengan a few. eighteen, l <. 05 respectively). The research relies on the particular internet marketers located in Sum Area associated with Malaysia. The research will require the aid of a number of different components associated with entrepreneurship endeavors. The particular economical advancement nowadays assists the company endeavors to achieve success on the market. The issue declaration within the studies have recognized numerous issues linked to the business enterprise endeavor efficiency. Within the strategy area, the different methods together with strategies which have been utilized to carry out the study as well as the reason for that bail from the research in this way happen to be described. The current studies envisaged that this business overall performance will be affected simply by command, consumer, monetary aspect, plus tradition.

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Crossing Shadows: Conrad, Said, and the Journey Between Empire and Exile

Crossing Shadows: Conrad, Said, and the Journey Between Empire and Exile

Tedj G., Ali Ben Cherif A.

Статья научная

Joseph Conrad and Edward Said represent two contrasting intellectual movements—one a Western writer moving southwards into the colonial world, the other an Eastern scholar moving westwards to deconstruct colonial discourse. Conrad’s Heart of Darkness critiques imperialism yet remains bound within a Eurocentric gaze, portraying Africa as the silent ―Other.‖ In con-trast, Said’s Orientalism exposes the ideological structures that sustain such representations, positioning him as both a critic and a product of Western academia. This article explores their intellectual trajectories, the intersections of exile and identity in their works, and the lasting impact of Said’s critique on Conrad’s legacy.

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Cultural Identity According to Malek Bennabi

Cultural Identity According to Malek Bennabi

Bedda Fawzia, Chouini Ali

Статья научная

Culture constituted one of the central and fundamental themes in the thought of Malek Benna-bi. Through this, he sought to highlight the value of identity, especially in the aftermath of the cul-tural, social, and political colonization experienced by Arab societies. Accordingly, Malek Bennabi considers that the identity of nations is defined primarily by culture and the meanings and signifi-cance it conveys, particularly in relation to history, religion, and language. This study aims to define the concept of identity and its representations according to Malek Bennabi, as well as to demonstrate its impact on the revival of the nation, the construction of its future, and the preservation of its essential components.

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Cultural Identity Renewal in the Era of Digital Transformation: Challenges and Opportunities - A Descriptive and Analytical Study on a Sample of University Youth

Cultural Identity Renewal in the Era of Digital Transformation: Challenges and Opportunities - A Descriptive and Analytical Study on a Sample of University Youth

Dahmani S.

Статья научная

This article explores the topic of cultural identity among young people, examining its various elements and components in the context of digital transformation. To achieve this, the study employed a descrip-tive methodology using a survey approach, with a Likert-scale attitude questionnaire designed to collect relevant data. The results indicated that young people are both aware of and committed to their cultural identity. Moreover, despite the associated risks, digital spaces offer opportunities for expressing identity and individuality. The study concluded that digital transformation presents numerous challenges and opportunities, and it is essential to recognize these challenges in order to harness them in ways that con-tribute to societal development and enhance quality of life. The concept of cultural identity is considered one of the most significant contemporary issues, as it rai s- es numerous scientific and intellectual questions and discussions. Although it has been widely studied, cultural identity continues to attract scholarly attention, especially when new developments emerge that may impact it. One such development is the ongoing digital transformation, which has in fluenced ind i- viduals and societies alike. As local cultures come into increasing contact with global influences, the boundaries between societies have become blurred, and the distinct elements of cultural identity such as belonging, language, religion, and customs are increasingly under threat.

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Cultural events in urban space the city of Oran as a model

Cultural events in urban space the city of Oran as a model

Ezzine A.

Статья научная

In this article, we focus on the urban space as a space to attract cultural and artistic events such as celebrations and festivals, in order to showcase the city's public places and its intimacy, and the one of these cities that we have adopted as a study model is the Algerian city of Oran in order to discuss its cultural balance in the areas of celebration as well as to get to know each other. Its tangible and intangible assets and potential.

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Current Economic Challenges and Their Implications for Archaeological Heritage Restoration Policies and Preservation Strategies

Current Economic Challenges and Their Implications for Archaeological Heritage Restoration Policies and Preservation Strategies

Rebaine A., Oubraham Dj.

Статья научная

This article aims to analyze the structural implications of economic fluctuations on archaeological heritage restoration policies, based on the hypothesis that the sustainability of this vital sector has become dependent on fragile global finan-cial contexts. While archaeological heritage represents a fundamental component of civilizational identity, data show that a number of developing countries experienced a decline in heritage budgets following the 2008 global financial crisis, with the situation worsening amid the current stagflation.

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Current aspects of small and medium entrepreneurship development in the agro-industrial sector of Azerbaijan

Current aspects of small and medium entrepreneurship development in the agro-industrial sector of Azerbaijan

Hajiyeva S.T.

Статья научная

The article discusses current aspects of small and medium entrepreneurship development in the agro-industrial sector of Azerbaijan. The problems of agro-industrial complex development are explained. The factors that determine the need for small and medium enterprises development in the agro-industrial complex are identified and systematized. The advanced world experience in the field of agribusiness is studied and summarized. The advantages of agribusiness development as one of the main elements of economic diversification are presented. A classification of business en-tities in the agro-industrial complex based on the criteria of legal status and size has been devel-oped. The characteristics of small and medium-sized businesses have been identified. The organiza-tional structure of small and medium-sized enterprises in the agricultural sector has been provided. The main macroeconomic indicators of small businesses in the Republic of Azerbaijan have been ana-lyzed. The structure of the number of micro, small and medium-sized enterprises in the country by eco-nomic sectors has been prepared. The dynamics of investments in agriculture in Azerbaijan have been analyzed. Given the relevance of economic diversification, the fact that agro-industrial enterprises are one of the main components of the national economy has been scientifically substantiated. The fac-tors hindering the competitiveness of enterprises in the processing industry of the agricultural sec-tor of the Republic of Azerbaijan in foreign markets have been considered, and solutions to these problems have been provided. Taking into account new challenges and tasks for the revival of post-conflict territories, priority areas of activity for the development of small and medium entrepre-neurship in the agro-industrial sector of Azerbaijan have been identified and proposals have been prepared.

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Current situation of legal competence of school principals and identified problems: on the example of Kashkadarya region

Current situation of legal competence of school principals and identified problems: on the example of Kashkadarya region

Botirov H.H., Yusupova D.F.

Статья научная

The article analyzes the foreign experience in the field of legal competence of school principals, the current state of the legal competence of school principals in the Kashkadarya region. Also, based on the analysis of the appraisal indicators, the initial problems were identified and scientific hypotheses about the development of the legal competence of school principals were developed. In the experience of developed foreign countries, it is important that school principals have a high level of legal literacy. In this case, they undergo special legal training or professional development courses, which serve to improve their legal knowledge, so that they can carry out management activities at a professional level or find a legal solution to various disputes arising in the course of their activities.

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Customer Civil Protection in E-Contracting

Customer Civil Protection in E-Contracting

Forqan Ali H. Al-K., Fatimah Abdulraheem Ali A.T.

Статья научная

Given the development taking place in the field of electronic contracting, in which the consumer is one of the main parties in many cases, the consumer has become a hostage to the terms of the provider when contracting electronically to purchase a specific commodity or service, Especially when the Consumer‟s in great and urgent needs for that goods or services. Hence the need arises to clarify the appropriateness of the legal rules in the legislation governing (Customer) consumer rights and protecting in electronic contracting (remotely), indicating the dominance of the provider or service provider to the consumer in a contractual relationship that sometimes involves deception and fraud. at the time, and the consumer‟s need for that service or commodity may be occupied in Imposing arbitrary conditions that harm the consumer, which requires the legislative bodies to develop the related Codes For Consumer Protection.

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Customer Satisfaction towards Online Shopping

Customer Satisfaction towards Online Shopping

Ms. Sagarika G., Manisha Ch., Sumit K., Dr Amit D.

Статья научная

Customers purchase items or services openly from a seller through the Internets in real time, without the need of an intermediate provider, in the process known as online shopping. Online purchase has a noteworthy influence on customer attractiveness and satisfaction. Most companies in today's technological world depend on online purchases to satisfy customers while also attracting new ones. People may buy almost everything from firms who sell their goods online. Hundreds of items, such as books, clothes, household appliances, toys, hardware, software, and health insurance, may be purchased via an online store. This study looks at the influence of internet shopping on increasing customer satisfaction in a retail setting. The goal of this study was to determine the influence of internet purchasing on the retail industry. According to the findings of the research, internet purchasing helps firms grow their economic potential while also enhancing consumer satisfaction at work. The study's future scope is largely determined by the research project's larger environment. The world is changing at breakneck speed, and technology is growing at breakneck speed as well. Because technology progresses, firms will be able to express their positive encouragement in the market, internet purchases have a greater effect on customer buying behavior.

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Customer perception and satisfaction towards Bajaj EMI card – a view

Customer perception and satisfaction towards Bajaj EMI card – a view

Dr. M.N. Mohamed Abusali Sheik, Dr. T. Poongodi, Dr. A. Mohamed Rasith, Abitha Barveen

Статья научная

The purpose of this research report is to examine consumer satisfaction with regard to the Bajaj EMI Card - A View. A set payment amount made by a borrower to a lender at a predetermined date each calendar month is referred to as an equalised monthly instalment (EMI). The EMI programmes are quite appealing, and they serve as a wonderful marketing approach for attracting clients. Mortgages on real estate, vehicle loans, school loans, and other types of loans are all examples of debt. It is utilised to assist in the repayment of both interest and principal amounts in each month during the course of the loan's repayment cycle until it is paid off in whole. The latest product and technological development influencing the customers to avail the EMI system. It’s also help to increase the insurance market and to develop economy of the country. The study covers the customer awareness and satisfaction of the Bajaj EMI card holders and reason for buying products using particularly Bajaj EMI card and also concentrate on the expectation and perception of the customers.

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